We are now in debt!

We got our house keys today! 5 mins after collecting the keys, both of us realised that we are now in debt. Not a pleasant thought for people like us who never like to borrow money. But we are still happy nonetheless. We are now proud houseowner. Okay...not really tat proud, maybe after the renovation. The house is totally bare right now, with only the washrooms and kitchen walls done. Hey, we got lucky too, cos the tiles colour turned out to be ok. phew....we get to save some money on the kitchen walls =)